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The Dove Team, REALTORŪ, real estate agents and broker for Springfield Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 217-899-DOVE (3683).


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First Time Homebuyers: Springfield Illinois home buying, real estate listings, and homes for sale in Sangamon County, IL
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? REALTORSŪ Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Springfield real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 


All emails will be answered to make sure you have received everything you have asked about.  

PLEASE NOTE: Some SPAM filters might filter out our response email to you. Please check your SPAM folder if you have requested information and have not heard from us yet (within 24 hours). Thank you! 

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Real Estate Tips
Disclosure Laws >Potential Problems

Every house has some "quirks", and some have material defects that may affect the sales agreement or the asking price. Placing a less-than-perfect house on the market is fine as long as you and your real estate agent give the buyers information on any "hidden defects".

Most litigation in real estate transactions involves the buyer suing the seller for failure to disclose a problem. Whether it is a leaky roof, dry rot, plumbing or heating problems, or a wet basement, most courts do not apply the "let the buyer beware" rule to real estate transactions. Even if the buyers had a structural inspection and you sold the property "as is," you may be held responsible for undisclosed defects.

Sellers have an obligation to disclose both obvious and hidden defects. Courts have not been sympathetic to sellers who have lived in a house and are in a position to know what works and what doesn't, but do not fully reveal the facts. This is one area where honesty is the only policy. Ask your agent for help if you are unclear about any aspects of the disclosure form.

See All Tips In The "Disclosure Laws" Category >
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Real Estate Trivia
Q 
During what months of the year do most people move from one home to another?

A 
Most moves occur between the months of May and September.
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The Dove Team, REALTORŪ, real estate agents and broker for Springfield Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

The Dove Team
RE/MAX Professionals

2475 West Monroe
Springfield, Illinois 62704
Direct: 217-899-DOVE (3683)
Toll Free: 888-999-7215
Office: 217-787-7215
Fax: 217-787-8957
stevendove@NUMBER1EXPERT.com

Real Estate in Springfield, Illinois - Steven Dove is a RE/MAX Professional, and this site has valuable information for relocating to Springfield. Search listings, request a relocation package, and find out about local events, phone numbers and more!

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