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The Dove Team, REALTORŪ, real estate agents and broker for Springfield Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 217-899-DOVE (3683).


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College Name & Location
Est. Enrollment
19,000 All Locations
510
Four-Year College
97
Technical Program
288
Advanced Studies University (MD)
300
Two-Year Liberal Arts
4,334
Four-Year, Graduate Degree and Doctoral Programs
800
Two-Year Technical and Skill Development Center
35-45+
Cosmetology, Nail Tech& EsthiologyTraining

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Real Estate Tips
First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Real Estate Trivia
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What are three of the best indicators of real estate market trends?

A 
Existing home sales, new home building and mortgage interest rates.
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The Dove Team, REALTORŪ, real estate agents and broker for Springfield Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

The Dove Team
RE/MAX Professionals

2475 West Monroe
Springfield, Illinois 62704
Direct: 217-899-DOVE (3683)
Toll Free: 888-999-7215
Office: 217-787-7215
Fax: 217-787-8957
stevendove@NUMBER1EXPERT.com

Real Estate in Springfield, Illinois - Steven Dove is a RE/MAX Professional, and this site has valuable information for relocating to Springfield. Search listings, request a relocation package, and find out about local events, phone numbers and more!

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