Please Check Out Our Preferred Partners Below The following links are from other professional vendors we recommend, which we have agreed to exchange links with... 
American Business Club of Springfield
Jerry O'Daniel - President
Downtown Springfield Rotary Club #83
Real Estate - General Links Real Estate - Links By State/Country   | • | Arizona Real Estate - Congress Realty provides Phoenix, Tucson, and Las Vegas real estate and relocation services
CongressRealty | | • | Brenda O'Brien, ABR, CRS, GRI, e-PRO, Associate Broker - View pictures and virtual realty tours of thousands of beautiful homes in Tucson. Links to Tucson area schools, golf, entertainment and more. Free relocation packet. This is a great site.
Tucson Real Estate | | • | Phoenix Arizona Real Estate - New and resale homes for sale, Investments. Information on Over 20,000 listings in the Phoenix and surrounding cities.. Real Estate - California
Phoenix Homes by David | | • | Green Valley Real Estate - Search all Green Valley AZ property and homes for sale with our real estate map search. Marty and Laura Dobos are here to serve your Real Estate needs.
Green Valley AZ Real Estate | | • | Scottsdale Real Estate - Technical real estate agent for your Phoenix and Scottsdale Real Estate needs. Online document signing, satellite image fly-bys, online presentations, and check out our Relocation Orientation Program!
TechRealtyAZ | | • | RE/MAX Mountain Properties - Prescott, AZ. Whether you're a seasoned investor or just curious about how to get started in the real estate market, our mission is to give you the necessary pieces of information you need so you can make informed decisions about your Real Estate investment goals.
Prescott's Income Property & Residential Real Estate Investment Resource Center |
 | • | San Diego Temporary Housing is here to make the moving process simple and hassle-free. We offer temporary furnished rentals throughout San Diego and the outlying areas.
San Diego Short Term Housing | | • | California Realty California S.F. Bay Area Real Estate Find house values, Search the (mls) listings, our relocation information, great schools, tips to get your homes ready to sell, buying foreclosures & bank repos. Scott Harrison Prudential
San Francisco Bay Area Real Estate | | • | Betsy sells Venice ... in real estate and as a way of life. This site provides thorough knowledge of the Venice community and helpful information to assist in making your selling or buying transaction a smooth process.
Venice Beach Real Estate | | • | Southern California Real Estate with Fran and Rowena Serving La Canada, La Crescenta, Glendale, Pasadena and neighboring communities. Search the MLS for your dream home. Free information for buyers, sellers and seniors. Work with top local agents Fran and Rowena.
Southern California Real Estate |
| • | A Delta Realty of Naples, FL is the real estate brokerage of choice for both buyers and sellers in southwest Florida for Naples, Collier County and southern Lee County.
http://www.adeltarealty.net | | • | Real Estate -- North Pinellas County, Florida Professional (and friendly!) real estate services for buyers and sellers in beautiful North Pinellas County, Florida -- the best part of Tampa Bay -- on the Gulf of Mexico.
http://www.bethfrederick.com | | • | Orlando Real Estate - Orlando Home Market Place - For EVERYTHING you need to know about buying or selling a home in the Greater Orlando Area. Also, ANYTHING you want to know about
Orlando Home Market Place | | • | The Condo Company is a highly specialized real estate agency that focuses on the condominium market.
The Condo Company | | • | The Condo Company of Orlando specializes on luxury Orlando Condos.
The Condo Company of Orlando |
| • | Turn Key Realty - A comprehensive directory of Florida new home builders and homes for sale in Florida.
Turn Key Realty | | • | Florida Builders Network - An extensive directory of Florida home builders and new home communities
Florida Builders Network | | • | Florida New Home Search - Relocating? Searching for new home builders in Florida? Start Here!
Florida New Home Search | | • | Turn Key Home Builders - Award winning new home builders palm beach and st lucie counties.
http://www.turnkeyhomes.com | | • | Florida Condominium Search - Specializing in Florida condominiums for sale.
Florida Condominium Search | | • | Port St Lucie Real Estate Search - Specializing in Port St Lucie real estate and homes for sale in the Treasure Coast.
http://www.portstlucierealestatesearch.com | | • | Palm Beach Real Estate Search - A comprehensive directory of luxury homes, mansions, estates, and Palm Beach County real estate listings.
http://www.palmbeachrealestatesearch.com | | • | Vero Beach Real Estate Search - Specializing in Vero Beach real estate and Sebastian real estate.
http://www.verobeachrealestatesearch.net | | • | Looking for waterfront property in Cape Coral or Fort Myers, FL? Dockside Property is your one-stop source. Great homes, financing options, area info and more. Search now for your dream home. Real Estate - Georgia
http://www.docksideproperty.com | | • | South Florida Real Estate Experts is a South Florida real estate company, specializing in residential listings and sales across South Florida.
South Florida Real Estate |
| • | Free Atlanta Real Estate Searches Online - Atlanta Homes, Atlanta Realtor, Atlanta MLS, Atlanta Ga Real Estate, Atlanta Relocation, Georgia Homes for Sale.
Atlanta Real Estate | Atlanta Homes | Realtor | MLS | | • | Atlanta Georgia real estate North Atlanta real estate - We service these Counties: North Fulton, Forsyth, East Cobb, West Gwinnett
RE/MAX Greater Atlanta Georgia Real Estate | | • | Atlanta real estate agents,The finest quality relocation service,Information,listing agents,Free buyers agent,Luxury homes,You will think you are our only client. Rebate incintives given to our buyers
AAA Atlanta Real Estate, Forsyth,Cobb | | • | We can help you with a variety of short term housing needs for corporate employees, disaster evacuees, and military personnel in Atlanta Georgia.
Atlanta Temporary Housing | | • | Atlanta Real Estate - A comprehensive real estate reference and referral site for those seeking to purchase or sell real estate in the Dekalb county, Fulton county or city of Atlanta area.
Wayne Sells Atlanta |
| • | Boise Real Estate, Idaho Real Estate, IdahoHomeAgent.com - Your Boise Idaho Real Estate Resource.
Idaho Home Agent |
| • | Las Vegas real estate, Fresh Henderson Homes for Sale! Get your DREAM Home in your e-mail box. Fresh Las Vegas home listings, updated hourly. Your complete resource for Vegas real estate. New and Listed home search engines & lots of information for you
http://www.maxsellsvegas.com | | • | Las Vegas Real Estate, search for Las Vegas real estate and Peccole Ranch real estate just like an agent.
Peccole Ranch real estate |
Real Estate - North Carolina | • | Oak Island - Southport, N.C. Real Estate Homes for Sale and Real Estate in Oak Island - Southport - Caswell Beach - Boiling Spring Lakes - St. James - Holden Beach - Leland and Brunswick County, N.C.
http://www.oakislandsouthport.com | | • | FREE 100% buyer representation...100% of the time! Work with your agent, not the seller's, to buy Pinehurst homes, condos, lots. Custom builder referrals. Lake and golf-oriented gated communities. Real Estate
http://www.pinehurstrealestate.net |
| • | Your Real Estate experts for the Cincinnati Ohio area. Customer satisfaction is our top priority. Cincinnati is a great place to raise your family.
Cincinnati OH Real Estate |
| • | Helping people to buy or sell homes in the Portland, Oregon and Vancouver, Washington metropolitan areas.
MichelleMissfeldt.com |
Real Estate - Rhode Island | • | Real Estate Listings, Services, and Local Info for West Tennessee including Henderson, TN and Chester County plus Jackson, TN and Madison, County.
http://www.ChesterCountyTNHomes.com |
| • | Salt Lake City Real Estate Properties - Doug White and Kip Swan, The White-Swan Team at Realty Executives of Utah - Specializing in Salt Lake City Real Estate including Sandy and West Jordan, Utah Real Estate Real Estate
http://www.saltlakelistings.com |
| • | Serving the entire Fox River Valley in Wisconsin. Site features MLS search, buyer & seller services, community links, relocation package, school info, newsletter and more. Mortgage Lenders
http://CindyPetersRealtor.com | | • | - Alta Mortgage is one of the oldest Mortgage Brokers in Illinois. Because we have been in bussiness since 1984, we know all of the tricks of the trade. We CAN get you the best deal.
http://www.altamortgage.com |
Real Estate - United Kingdom | • | Property Development, Interior Design and Home Staging website. Services, Advice and Comprehensive Directory for all things property oriented and getting more from your homelife.
The Property Coach |
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Financing Your Home >Convertible ARMs
Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.
Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.
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| Q |
What site discovered in 1965 is considered the world's oldest known habitation?
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| A |
The Terra Amata site in Nice, France has the remains of 21 huts belonging to the Acheulian culture from 400,000 years ago. |
 See More Real Estate Trivia > |
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